What’s good B! I know a lot of y’all are probably wondering how the banking process goes but don’t worry, I gotchu. Today we’re gonna chat real quick on how to set that 👏shit👏 UP!
1
Relax, You Got OptionsAight, now don’t be going to the first bank you see and just sign up. Relax, do research, check minimum fees and interest rates, then walk through their doors.
2
Better Find that Social Security CardYou better have your documents DOWN PACKED; ID, birth certificate, proof of address. The bank wants to know ALL that info before they trust you and give you any card.
3
An Advisor? Aight, Bet.As much confidence as you have, it doesn’t hurt to talk to an advisor. They know their shit and can give you mad details on low interest rates and the best student card lineups and account benefits.
4
Choose WiselyA basic card is well….basic, and that isn’t bad but there are other options! Like I said, student cards usually have low to no interest rates monthly and some cards even come with some dope as rewards.
5
Now You BallinDamn, look at you with that new shiny ass card looking like a whole ass adult! But Hold up, just cuz you got a card don’t mean you should be using it all the damn time. Save money, start small and BUDGET
Now you got stacks, don’t think you’re free from all responsibilities. You need to keep that money in check and be smart with it but you can always spend SOME to have fun.
